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Archive for the ‘ERISA’ Category

EAP and COBRA explained | New York Employee Benefits

May 26th, 2015   |   by admin   |   in ERISA

www.thinkhr.com Question: Is an employee assistance program (EAP) a COBRA-eligible benefit? Answer: Employee assistance programs (EAPs) that offer medical benefits such as direct counseling and treatment, rather than just referrals for counseling and treatment, are regulated under the Employee Retirement Income Security Act (ERISA) and therefore subject to reporting and notice requirements under the act. […]

Nondiscrimination Rules for Benefits Plans | NY Employee Benefits

December 1st, 2014   |   by admin   |   in ERISA

Question: What are the Employee Retirement Income Security Act (ERISA) rules about nondiscrimination in benefits plan designs to assist with creating benefit class carve-outs? Answer: Under the Health Insurance Portability and Accountability Act (HIPAA, which is governed by ERISA) and I.R.C. § 125 plan rules, employers are allowed to offer different contribution levels or benefit […]