By Bill Olson, Chief Marketing Officer at United Benefit Advisors Our recent blog reviewed the highlights of the new employer and insurer reporting requirements. UBA has created this quick reference chart to help you sort out who should use which form, and when: For comprehensive information on coverage requirements, due dates, special circumstances, controlled groups […]
By Terry Allard, CEBS, Sr. Benefits Advisor at The Wilson Agency Many employers look at employee benefits as a commodity, bidding out their plans annually — and who can blame them? Rising health care costs coupled with a challenging economic environment have forced many human resources decision-makers to focus heavily on cost. Organizations of […]
As mentioned in the first posting, wellness programs must be analyzed under a myriad of laws and regulations. This post will discuss generally the wellness program landscape in light of the Americans with Disabilities Act (ADA)/Americans with Disabilities Act Amendments Act (ADAAA), the Genetic Information Non-Discrimination Act (GINA), the Patient Protection and Affordable Care Act […]
By Terry Allard, CEBS, Sr. Benefits Advisor at The Wilson Agency Employers have a lot of choices when it comes to buying group health insurance, including going directly to a carrier (or one of its agents), buying online, or going through a broker. Direct-to-carrier paths make it more difficult to shop the market across product […]
By Linda Rowings Many employee benefit limits are automatically adjusted each year for inflation (this is often referred to as an “indexed” limit). The Internal Revenue Service and the Social Security Administration have released a number of indexed figures for 2015. Limits of particular interest to employers include the following. For health and Section 125 […]
By Linda Rowings Chief Compliance Officer at United Benefit Advisors The federal poverty level guidelines (FPL) are used for many purposes, including assessing eligibility for a premium tax credit for coverage purchased through the health Marketplace. Premium tax credits are available to individuals who have household income of 100% to 400% of FPL in states […]
City Harvest Founded in 1982 as the world’s first food rescue organization, City Harvest is dedicated to helping feed the more than 1.4 million New Yorkers facing hunger. City Harvest will collect 50 million pounds of excess food from restaurants, grocers, bakeries, manufacturers, and farms, and deliver it free of charge to more than 500 […]
By Elizabeth Kay, Compliance & Retention Analyst AEIS Advisors With the passage of the Patient Protection and Affordable Care Act (PPACA), we saw a number of hospitals and provider groups being bought and merged with larger provider groups. This was done for two reasons. One, in part to make sure that they were able to […]
By Rachel Frost Many individuals in the United States struggle with their weight. Overweight adults may try exercise programs, join gyms and participate in nutritional programs and still have trouble addressing weight issues. Attending a weight loss camp provides an extra level of support by removing temptations, offering services that address foundational issues associated with […]
By Bill Olson On December 10, 2014 the IRS released the optional standard mileage rates for 2015. Beginning on January 1, 2015, the standard rates for the use of a car, van, pickup or panel truck are: 57.5 cents per mile for business miles, up from 56 cents in 2014 23 cents per mile for […]